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Mortgage glossary


100% mortgages Adverse or sub prime lending Base rate tracker mortgages
Buy to let Capital repayment Capped mortgages
Cashbacks Consolidation (Law of Property Act) Credit history
Credit reference agencies Credit Scoring Current account mortgages
Debt consolidation Discount mortgages Early repayment charges
Equity release mortgages Fixed rate mortgages Flexible mortgages
Guarantors Higher lending charge Income multiples
Interest-only mortgages LIBOR-linked mortgages Loan to value (LTV)
Mortgage fees and charges Mortgage intermediary Mortgage term
Mutual lenders Portability Redemption balance
Repayment methods Right to buy Security
Self certification Standard variable rate (SVR) Unemployment benefits
Valuations
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Check our regulatory status at www.fsa.gov.uk

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