Life and critical illness insurance
Follow our simple 3 step process:
|
STEP 1 |
Fill in this short form telling us what life & critical
illness cover you require. |
| |
|
STEP 2 |
We will then search our database of products to find the most
suitable policy tailored for you |
| |
|
STEP 3 |
We will arrange a convenient time to call you and take you through the
application process. |
|
|
Introduction
Have you thought how you would cope financially if you were
suddenly diagnosed with a critical illness? Would you be able to cover your
mortgage and pay your bills. Even if you are the houseperson, would your
partner be able to cope with full time employment and managing the day to day
runnings of the house, as well as looking after someone with a critical
illness.
Critical illness cover
Coping with a critical illness can be stressful enough without
the financial strain of everyday life. Critical illness cover can help relieve
you of some of these financial overheads, and allow you to concentrate on what
matters most, your health.
Critical illness cover can help provide you with the means to
meet financial overheads and cover care costs, reducing worries at a difficult
time. It will provide you with a cash sum if you are diagnosed with one of a
defined list of critical illnesses or disabilities during the cover of the
term.
Life and critical illness cover
Combining critical illness cover with a life insurance policy
and you have a robust protection policy covering you in case of death, being
diagnosed with a terminal illness or earlier being diagnosed with one of a
defined list of critical illnesses or disabilities during the term period.
Level term
This insurance is appropriate for people who require a
guaranteed lump sum amount to protect their family or to run along side an
interest-only mortgage should the worst happen during the term period.
Decreasing term life insurance
This type of policy is usually taken out to protect a mortgage
having a starting sum assured slightly above the mortgage balance.
The guaranteed lump sum amount reduces each month in line with the mortgage
balance reducing. however, should the policy owner die or be diagnosed with a critical
illness. The policy will payout the lump sum amount which can then be used to clear the
mortgage debt.
Get a quote
Wentworth Financial Services can advise and arrange the most
suitable critical illness cover or combined life and critical illness cover to
suit your own personal circumstances, from a range of the top UK insurance
providers. Complete the simple form above and get a quote today.
|