Debt test

Try our debt test calculation tool to find out how likely you are to have problems with your borrowing over the next year.

Simply answer a few questions about your households finances and we will provide you with an instant result telling you whether you should be concerned about how much you are borrowing and provide you with some information on how to avoid debt problems and help you takle your debts if you are in trouble.

Note! The debt test is designed to give you some information to help you to identify your financial needs and make your financial decisions. It does not provide financial or other professional advice. If you want advice specifically tailored to your personal circumstances follow this link Debt Advice.